Xavier Rubio is an international wealth management and financial planning advisor at Pellicer & Heredia with more than 20 years of experience in the financial industry. His career has been built around the needs of European private clients who require discretion, strategic vision and a highly personalised approach to protecting and managing their wealth.
His professional background includes work with leading financial institutions such as Barclays Private Bank, BCGE and other asset managers. This experience has given him a deep understanding of investment strategies, asset management and long-term wealth planning for clients with complex international profiles.
Having lived in four different countries and speaking French, Spanish, English and German fluently, Xavier brings a truly international perspective to his advisory work. His ability to understand different cultures, financial expectations and family priorities allows him to design tailored solutions with care, precision and a strong focus on each client’s personal and financial objectives.
Arrival in Spain
Visas and residence permits
Tax regime for residents
Other procedures
Mortgage loans
Management and transfer of assets
Inheritance and gifts
Tax planning and advice
Business creation and management
Restructuring and insolvency
International
Intellectual property
Other legal services