{"id":2451,"date":"2026-03-13T12:46:37","date_gmt":"2026-03-13T11:46:37","guid":{"rendered":"https:\/\/v3.pellicerheredia.com\/?page_id=2451"},"modified":"2026-03-26T09:23:51","modified_gmt":"2026-03-26T08:23:51","slug":"mortgage-floor-clause","status":"publish","type":"page","link":"https:\/\/www.pellicerheredia.com\/en\/mortgage-floor-clause\/","title":{"rendered":"Mortgage Floor Clause"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2451\" class=\"elementor elementor-2451\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-99194e9 e-flex e-con-boxed e-con e-parent\" data-id=\"99194e9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-caa842a e-flex e-con-boxed e-con e-parent\" data-id=\"caa842a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a9bfcfe elementor-widget elementor-widget-heading\" data-id=\"a9bfcfe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Mortgage Floor Clause<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d37ca4 elementor-widget elementor-widget-heading\" data-id=\"4d37ca4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Recover your money back since the mortgage started<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b8656b6 elementor-widget elementor-widget-text-editor\" data-id=\"b8656b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>For many years, thousands of consumers paid <strong>higher mortgage instalments<\/strong> because of this clause, often without having been properly informed of its consequences. Following several judicial decisions, the <strong>Court of Justice of the European Union<\/strong> confirmed the right of consumers to claim the return of <strong>all amounts overpaid since the start of the mortgage loan<\/strong>.<\/p><p>At <strong>Pellicer &amp; Heredia<\/strong>, we specialize in <strong>banking and financial law<\/strong>, assisting clients affected by mortgage floor clauses in claiming against banks and recovering the money paid unfairly.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-96699fe elementor-widget elementor-widget-image\" data-id=\"96699fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"795\" height=\"1080\" src=\"https:\/\/www.pellicerheredia.com\/wp-content\/uploads\/esp.png\" class=\"attachment-full size-full wp-image-722\" alt=\"\" srcset=\"https:\/\/www.pellicerheredia.com\/wp-content\/uploads\/esp.png 795w, https:\/\/www.pellicerheredia.com\/wp-content\/uploads\/esp-221x300.png 221w, https:\/\/www.pellicerheredia.com\/wp-content\/uploads\/esp-754x1024.png 754w, https:\/\/www.pellicerheredia.com\/wp-content\/uploads\/esp-768x1043.png 768w\" sizes=\"(max-width: 795px) 100vw, 795px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3cf1200 e-flex e-con-boxed e-con e-parent\" data-id=\"3cf1200\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c5ff0a5 elementor-widget elementor-widget-heading\" data-id=\"c5ff0a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Do you need legal assistance to claim a mortgage floor clause in Spain?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8c8a5fa elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"8c8a5fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>At Pellicer &amp; Heredia, we provide expert legal advice for clients affected by mortgage floor clauses. Our team reviews your mortgage deed, analyses the interest applied by the bank, and evaluates whether the clause may be considered abusive<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f2dc402 elementor-button-align-start elementor-widget__width-initial elementor-widget elementor-widget-global elementor-global-4367 elementor-global-295 elementor-widget-form\" data-id=\"f2dc402\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"Global Form\" aria-label=\"Global Form\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"2451\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"f2dc402\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tName\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-lg  elementor-field-textual\" placeholder=\"Name\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-60 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tEmail\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-lg  elementor-field-textual\" placeholder=\"Email\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-tel elementor-field-group elementor-column elementor-field-group-phone elementor-col-40 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-phone\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tPhone\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<span class=\"ccfef-editor-intl-input\" data-id=\"form-field-phone\" data-field-id=\"403e859\" data-default-country=\"es\" data-include-countries=\"\" data-exclude-countries=\"\" data-dial-code-visibility=\"show\" data-strict-mode=\"no\" style=\"display: none;\"><\/span>\t\t<input size=\"1\" type=\"tel\" name=\"form_fields[phone]\" id=\"form-field-phone\" class=\"elementor-field elementor-size-lg  elementor-field-textual\" placeholder=\"Phone\" required=\"required\" pattern=\"[0-9()#&amp;+*-=.]+\" title=\"Only numbers and phone characters (#, -, *, etc) are accepted.\">\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-html elementor-field-group elementor-column elementor-field-group-field_1dfde64 elementor-col-100\">\n\t\t\t\t\tIn which country do you currently reside?\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-country elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-country\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tCountry\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[country]\" id=\"form-field-country\" class=\"elementor-field elementor-size-lg  elementor-field-textual\" placeholder=\"Country\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-acceptance elementor-field-group elementor-column elementor-field-group-privacy elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-privacy\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tPrivacy\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-subgroup\">\n\t\t\t<span class=\"elementor-field-option\">\n\t\t\t\t<input type=\"checkbox\" name=\"form_fields[privacy]\" id=\"form-field-privacy\" class=\"elementor-field elementor-size-lg  elementor-acceptance-field\" required=\"required\">\n\t\t\t\t<label for=\"form-field-privacy\">I confirm that I have read and accept the <a href=\"https:\/\/www.pellicerheredia.com\/en\/privacy-policy\/\" style=\"color: #A70D53;\"><u>Privacy Policy.<\/u><\/a><\/label>\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-hidden elementor-field-group elementor-column elementor-field-group-fuente elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"hidden\" name=\"form_fields[fuente]\" id=\"form-field-fuente\" class=\"elementor-field elementor-size-lg  elementor-field-textual\" value=\"WEB\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-hidden elementor-field-group elementor-column elementor-field-group-interes elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"hidden\" name=\"form_fields[interes]\" id=\"form-field-interes\" class=\"elementor-field elementor-size-lg  elementor-field-textual\" value=\"Mortgage Floor Clause\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-md\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Send<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-281b4e7 e-flex e-con-boxed e-con e-parent\" data-id=\"281b4e7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c09197e elementor-position-inline-start elementor-view-stacked elementor-shape-circle elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"c09197e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><g fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\"><path d=\"M5 12H3l9-9l9 9h-2M5 12v7a2 2 0 0 0 2 2h10a2 2 0 0 0 2-2v-7\"><\/path><path d=\"M9 21v-6a2 2 0 0 1 2-2h2a2 2 0 0 1 2 2v6\"><\/path><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tWhat is a mortgage floor clause?\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tA mortgage floor clause is a provision included in many mortgage contracts that establishes a minimum interest rate, regardless of the evolution of the reference index.\nThis means that even if the Euribor decreases significantly, the interest applied to the mortgage cannot fall below the limit set by the bank.\nIn many cases, this clause was included without sufficient transparency or information, which has led courts to declare it unfair and therefore null and void.\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2f172b4 e-flex e-con-boxed e-con e-parent\" data-id=\"2f172b4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b1983ac elementor-widget elementor-widget-heading\" data-id=\"b1983ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What amounts can be recovered?<\/h3>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3862296 e-grid e-con-full e-con e-child\" data-id=\"3862296\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f160f11 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"f160f11\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-04b0c16 e-con-full e-flex e-con e-child\" data-id=\"04b0c16\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-810964c elementor-view-stacked elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"810964c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"currentColor\" d=\"M7.5 11q-1.45 0-2.475-1.025T4 7.5t1.025-2.475T7.5 4t2.475 1.025T11 7.5T9.975 9.975T7.5 11m0-2q.625 0 1.063-.437T9 7.5t-.437-1.062T7.5 6t-1.062.438T6 7.5t.438 1.063T7.5 9m9 11q-1.45 0-2.475-1.025T13 16.5t1.025-2.475T16.5 13t2.475 1.025T20 16.5t-1.025 2.475T16.5 20m1.063-2.437Q18 17.125 18 16.5t-.437-1.062T16.5 15t-1.062.438T15 16.5t.438 1.063T16.5 18t1.063-.437M5.4 20L4 18.6L18.6 4L20 5.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9e72e3 elementor-widget elementor-widget-heading\" data-id=\"c9e72e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Overpaid interest<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2fdbdff elementor-widget elementor-widget-text-editor\" data-id=\"2fdbdff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>You may claim the return of <strong>all the interest paid in excess<\/strong> due to the application of the floor clause since the signing of the mortgage.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2a6c175 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"2a6c175\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-fa5b1a9 e-con-full e-flex e-con e-child\" data-id=\"fa5b1a9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-184bfa0 elementor-view-stacked elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"184bfa0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"currentColor\" d=\"M6 2c-1.11 0-2 .89-2 2v16a2 2 0 0 0 2 2h4v-1.91L12.09 18H6v-2h8.09l2-2H6v-2h12.09L20 10.09V8l-6-6zm7 1.5L18.5 9H13zm7.15 9.5a.55.55 0 0 0-.4.16l-1.02 1.02l2.09 2.08l1.02-1.01c.21-.22.21-.58 0-.79l-1.3-1.3a.54.54 0 0 0-.39-.16m-2.01 1.77L12 20.92V23h2.08l6.15-6.15z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9d1697 elementor-widget elementor-widget-heading\" data-id=\"c9d1697\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Mortgage setup expenses<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2e301e elementor-widget elementor-widget-text-editor\" data-id=\"c2e301e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">It may also be possible to recover certain <strong>mortgage formalisation costs<\/strong>, including:<\/p><ul style=\"text-align: left;\"><li>Notary fees<\/li><li>Administrative (gestor\u00eda) costs<\/li><li>Property valuation costs<\/li><li>Certain associated taxes<\/li><\/ul><p style=\"text-align: left;\">For example, for a mortgage of <strong>\u20ac150,000<\/strong>, these expenses may amount to approximately <strong>\u20ac3,000<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-34f549c e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"34f549c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-946eb8e e-con-full e-flex e-con e-child\" data-id=\"946eb8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-68761d3 elementor-view-stacked elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"68761d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"currentColor\" d=\"M12 3c-1.27 0-2.4.8-2.82 2H3v2h1.95L2 14c-.47 2 1 3 3.5 3s4.06-1 3.5-3L6.05 7h3.12c.33.85.98 1.5 1.83 1.83V20H2v2h20v-2h-9V8.82c.85-.32 1.5-.97 1.82-1.82h3.13L15 14c-.47 2 1 3 3.5 3s4.06-1 3.5-3l-2.95-7H21V5h-6.17C14.4 3.8 13.27 3 12 3m0 2a1 1 0 0 1 1 1a1 1 0 0 1-1 1a1 1 0 0 1-1-1a1 1 0 0 1 1-1m-6.5 5.25L7 14H4zm13 0L20 14h-3z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f08ae7 elementor-widget elementor-widget-heading\" data-id=\"3f08ae7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Legal interest<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36e6c1e elementor-widget elementor-widget-text-editor\" data-id=\"36e6c1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>In addition to the amounts paid unfairly, you may also claim <strong>legal interest on the recovered amounts<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0df0250 e-flex e-con-boxed e-con e-parent\" data-id=\"0df0250\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-87bf845 elementor-widget elementor-widget-heading\" data-id=\"87bf845\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">How to start a claim<\/h3>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-05eb30c e-grid e-con-full e-con e-child\" data-id=\"05eb30c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-500a52f e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"500a52f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-e87b28c e-con-full e-flex e-con e-child\" data-id=\"e87b28c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10b7f2b elementor-view-stacked elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"10b7f2b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"currentColor\" d=\"M14 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h7c-.41-.25-.8-.56-1.14-.9a6.48 6.48 0 0 1-.36-9.18C13.69 9.5 17.33 9.13 20 11V8zm-1 7V3.5L18.5 9zm7.31 9.9c1.33-2.11.69-4.9-1.4-6.22c-2.11-1.33-4.91-.68-6.22 1.4c-1.34 2.11-.69 4.89 1.4 6.22c1.46.93 3.32.93 4.79.02L22 23.39L23.39 22zm-3.81.1a2.5 2.5 0 0 1-2.5-2.5a2.5 2.5 0 0 1 2.5-2.5a2.5 2.5 0 0 1 2.5 2.5a2.5 2.5 0 0 1-2.5 2.5\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb5d391 elementor-widget elementor-widget-heading\" data-id=\"cb5d391\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Review of the mortgage contract<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-22447a4 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"22447a4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-1a129e5 e-con-full e-flex e-con e-child\" data-id=\"1a129e5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1fd2795 elementor-view-stacked elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"1fd2795\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"currentColor\" d=\"M8 18h1.5v-2h2v-1.5h-2v-2H8v2H6V16h2zm5-.75h5v-1.5h-5zm0-2.5h5v-1.5h-5zM6.25 9.2h5V7.7h-5zM3 21V3h18v18zm2-2h14V5H5zm0 0V5zm9.1-8.05l1.4-1.4l1.4 1.4l1.05-1.05l-1.4-1.45l1.4-1.4L16.9 6l-1.4 1.4L14.1 6l-1.05 1.05l1.4 1.4l-1.4 1.45z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1edf2d1 elementor-widget elementor-widget-heading\" data-id=\"1edf2d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Calculation of the amounts overpaid<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-00597ef e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"00597ef\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-944f8d7 e-con-full e-flex e-con e-child\" data-id=\"944f8d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1599259 elementor-view-stacked elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"1599259\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"currentColor\" d=\"M14 2H6c-1.11 0-2 .89-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V8zm-1.46 17.37v-2h-4v-1.99h4v-2l3 3zM13 9V3.5L18.5 9z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e7f5e8 elementor-widget elementor-widget-heading\" data-id=\"3e7f5e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Formal claim against the bank<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db8eb61 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"db8eb61\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-32382df e-con-full e-flex e-con e-child\" data-id=\"32382df\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4680c8e elementor-view-stacked elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"4680c8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"currentColor\" d=\"M4 21v-2h12v2zm5.65-4.85L4 10.5l2.1-2.15L11.8 14zM16 9.8l-5.65-5.7L12.5 2l5.65 5.65zM20.6 20L7.55 6.95l1.4-1.4L22 18.6z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-070962e elementor-widget elementor-widget-heading\" data-id=\"070962e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Court proceedings if necessary<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5761180 e-flex e-con-boxed e-con e-parent\" data-id=\"5761180\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-780870b elementor-widget elementor-widget-heading\" data-id=\"780870b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Why claim with Pellicer &amp; Heredia?<\/h3>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0bc4da5 e-grid e-con-full e-con e-child\" data-id=\"0bc4da5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-edfbe07 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"edfbe07\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-941bd58 e-con-full e-flex e-con e-child\" data-id=\"941bd58\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-667cc75 elementor-view-stacked elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"667cc75\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"currentColor\" d=\"M14 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h7c-.41-.25-.8-.56-1.14-.9a6.48 6.48 0 0 1-.36-9.18C13.69 9.5 17.33 9.13 20 11V8zm-1 7V3.5L18.5 9zm7.31 9.9c1.33-2.11.69-4.9-1.4-6.22c-2.11-1.33-4.91-.68-6.22 1.4c-1.34 2.11-.69 4.89 1.4 6.22c1.46.93 3.32.93 4.79.02L22 23.39L23.39 22zm-3.81.1a2.5 2.5 0 0 1-2.5-2.5a2.5 2.5 0 0 1 2.5-2.5a2.5 2.5 0 0 1 2.5 2.5a2.5 2.5 0 0 1-2.5 2.5\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-976e4af elementor-widget elementor-widget-heading\" data-id=\"976e4af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Legal review of the mortgage contract<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4dabce2 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"4dabce2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-1677cd6 e-con-full e-flex e-con e-child\" data-id=\"1677cd6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ddabcb8 elementor-view-stacked elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"ddabcb8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"currentColor\" d=\"M19 3H5c-1.1 0-2 .9-2 2v14c0 1.1.9 2 2 2h14c1.1 0 2-.9 2-2V5c0-1.1-.9-2-2-2M9 17H7v-7h2zm4 0h-2V7h2zm4 0h-2v-4h2z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd34fca elementor-widget elementor-widget-heading\" data-id=\"fd34fca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Feasibility analysis of the claim<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-954621a e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"954621a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-36820a8 e-con-full e-flex e-con e-child\" data-id=\"36820a8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d04580d elementor-view-stacked elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"d04580d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"currentColor\" d=\"M7 2h10a2 2 0 0 1 2 2v16a2 2 0 0 1-2 2H7a2 2 0 0 1-2-2V4a2 2 0 0 1 2-2m0 2v4h10V4zm0 6v2h2v-2zm4 0v2h2v-2zm4 0v2h2v-2zm-8 4v2h2v-2zm4 0v2h2v-2zm4 0v2h2v-2zm-8 4v2h2v-2zm4 0v2h2v-2zm4 0v2h2v-2z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d4b7320 elementor-widget elementor-widget-heading\" data-id=\"d4b7320\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Calculation of recoverable amounts<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-563353e e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"563353e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-daedeb4 e-con-full e-flex e-con e-child\" data-id=\"daedeb4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-970bb76 elementor-view-stacked elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"970bb76\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"currentColor\" d=\"M12.1 21q-.425 0-.712-.288T11.1 20q0-.175.075-.363t.225-.337l4.625-4.625l-.725-.725l-4.6 4.625q-.15.15-.325.225t-.375.075q-.425 0-.712-.287T9 17.875q0-.25.075-.413t.2-.287L13.9 12.55l-.7-.7l-4.625 4.6q-.15.15-.325.225t-.4.075q-.4 0-.7-.3t-.3-.7q0-.2.075-.375t.225-.325l4.625-4.625l-.725-.7l-4.6 4.625q-.125.125-.3.2t-.425.075q-.425 0-.713-.288t-.287-.712q0-.2.075-.375t.225-.325L10.6 7.35l3.75 3.775q.275.275.65.438t.75.162q.8 0 1.4-.562t.6-1.438q0-.35-.125-.725t-.45-.7L12.7 3.825q.425-.4.95-.612T14.7 3q.65 0 1.2.213t1 .662l4.225 4.25q.45.45.663 1T22 10.4q0 .5-.225 1.013t-.65.937L12.8 20.7q-.2.2-.35.25t-.35.05m-8.575-8l-.65-.65q-.425-.4-.65-.95T2 10.25q0-.65.25-1.2t.625-.925L7.1 3.875q.4-.4.95-.638T9.125 3q.675 0 1.2.188t1.025.687L16.475 9q.15.15.225.325t.075.375q0 .4-.3.7t-.7.3q-.225 0-.375-.062t-.325-.238l-4.5-4.45z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-155dc1b elementor-widget elementor-widget-heading\" data-id=\"155dc1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Assistance in negotiations with the bank<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-81c8597 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"81c8597\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-690ccee e-con-full e-flex e-con e-child\" data-id=\"690ccee\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9e93b57 elementor-view-stacked elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"9e93b57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"currentColor\" d=\"M4 21v-2h12v2zm5.65-4.85L4 10.5l2.1-2.15L11.8 14zM16 9.8l-5.65-5.7L12.5 2l5.65 5.65zM20.6 20L7.55 6.95l1.4-1.4L22 18.6z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2bf84d elementor-widget elementor-widget-heading\" data-id=\"c2bf84d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Legal representation in court proceedings<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7585b71 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"7585b71\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-7c72cb2 e-con-full e-flex e-con e-child\" data-id=\"7c72cb2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8de71c4 elementor-view-stacked elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"8de71c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"currentColor\" d=\"m10 17l-4-4l1.41-1.41L10 14.17l6.59-6.59L18 9m-6-8L3 5v6c0 5.55 3.84 10.74 9 12c5.16-1.26 9-6.45 9-12V5z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e7053f elementor-widget elementor-widget-heading\" data-id=\"5e7053f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Full legal support throughout the entire claim process<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Mortgage Floor Clause Recover your money back since the mortgage started For many years, thousands of consumers paid higher mortgage instalments because of this clause, often without having been properly informed of its consequences. Following several judicial decisions, the Court of Justice of the European Union confirmed the right of consumers to claim the return [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2785,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2451","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.pellicerheredia.com\/en\/wp-json\/wp\/v2\/pages\/2451","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pellicerheredia.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.pellicerheredia.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.pellicerheredia.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pellicerheredia.com\/en\/wp-json\/wp\/v2\/comments?post=2451"}],"version-history":[{"count":12,"href":"https:\/\/www.pellicerheredia.com\/en\/wp-json\/wp\/v2\/pages\/2451\/revisions"}],"predecessor-version":[{"id":2791,"href":"https:\/\/www.pellicerheredia.com\/en\/wp-json\/wp\/v2\/pages\/2451\/revisions\/2791"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pellicerheredia.com\/en\/wp-json\/wp\/v2\/media\/2785"}],"wp:attachment":[{"href":"https:\/\/www.pellicerheredia.com\/en\/wp-json\/wp\/v2\/media?parent=2451"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}